Do you want to know if you are eligible to become a member of Mutualidad?
You decide what coverage and insured capital you want to contract, being able to modify based on your personal needs. Discover how little it costs to ensure your peace of mind.
|Sum insured||Permanent disability||Death||Permanent disability Death||Permanent disability due to traffic accident||Death due to traffic accident||All coverages|
|* Coverage can be taken out jointly or individually.|
* Does not include Consortium and CLEA (Spanish commission in charge of liquidating insolvent insurance companies), which will be paid in the first bill of each anniversary of the policy (maximum €3.36 per year).
Amounts expressed in euros.
|Absolute Permanent Disability||Guarantees you the payment of an annuity or a single sum insured for the sum insured of your choice, in the event that due to an accident you are no longer able to carry out your profession or any other profession.|
|Partial Permanent Disability||Guarantees you the payment of a percentage of the insured sum for the injuries or anatomical-functional losses of permanent character, depending on the seriousness of the same, according to the scale included in the contract.|
|Optional coverage of Permanent Disability due to traffic accident||The Mutualidad doubles the value of the benefit in the event that the contingency occurs in the following cases:|
|Death||Guarantees the beneficiaries the payment of an annuity or a single capital sum for the sum insured of your choice|
|Optional cover for death in road traffic accidents||The Mutualidad doubles the value of the pay-out if the incident occurs in the following cases:|
In the event of death, and provided that the accident is covered by the policy, this insurance automatically includes an advance of up to 5,000 euros for funeral expenses as well as legal advice. On the other hand, in cases of permanent disability, the following additional coverage has been established: implantation of orthopaedic prosthesis up to 5,000 euros and reparative plastic surgery, adaptation of the home, office and/or car up to 2,500 euros.
If you are already a member, you can apply for this product by logging into your user area.
If you are not yet a member, you can sign up for this product by downloading and completing the application form.
Any accidental event, originated by an external, sudden, violent cause and through no fault of the insured person that causes bodily harm to their person.
This Accident Insurance will cease to have effect once you reach the age of 70 and the period corresponding to the last instalment paid has ended or when you make use of it; that is to say, when one of the covered contingencies occurs.
This product is aimed at people over 14 and under 65 years of age. For people outside this age group, we have other equally interesting financial products, so don’t hesitate to find out more about them on this website!
Our accident insurance goes with you anywhere… because the insured person is insured anywhere in the world! So no matter where you are, if you are involved in an incident, Mutualidad will be there to help you.
Optional extras can be taken out for disability and death coverage:
It will depend on the premiums you have been paying, which are proportional to the compensation, and range from 100,000 to 300,000 euros. In addition, in the event of a traffic accident, provided that the corresponding extra cover has been taken out, you will receive double the compensation.