Do you want to know if you are eligible to become a member of Mutualidad?
Maternity and paternity benefits are compulsorily included in the main guarantees of the temporary disability cover when taking out the Plan Alternativo Autónomo for alternative members under 40 years of age. They are also optionally available to members who take out the Plan Alternativo Autónomo over the age of 40, as an extra, or take out the el Plan Ahorro Flexible.
The following main guarantees are included in the professional temporary disability cover (ITP): maternity, paternity, adoption, miscarriage, breastfeeding, life-threatening risk to the mother or foetus, hospitalisation due to pregnancy related illness. Depending on the indemnity option you have contracted, these would be the benefits you would be entitled to:
|Main guarantees||Option A *||Option B||Option C|
|Maternity or adoption payment||€3,600||€3,600||€3,600|
|One-time payment for spontaneous abortion||600 €||600 €||600 €|
|Single payment for paternity (paid in 4 instalments)||€3,600||€3,600||€3,600|
|Breastfeeding (single payment)||€75||€150||€225|
|Coverage for life-threatening risk to mother or foetus||€30/day||€60/day||€90/day|
|Hospitalisation for pregnancy related illness (maximum 7 days)||€15/additional day||€30/additional day||€45/additional day|
|* Compulsory for members of the el Plan Alternativo Autónomo of an alternative nature under 40 years of age.|
There is a waiting period of 240 days from the contracting of the guarantee or extension until the start of the pregnancy or request for adoption, except in the case of the Plan Alternativo Autónomo: when the start of the coverage as an alternative to the public Social Security scheme coincides with the date of joining Mutualidad, in which case it is not considered a waiting period.
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