Excellent return
*Past performance does not imply future performance.

Plan Ahorro Flexible

Your money available when you want it

The Plan Ahorro Flexible* is designed for those who want to enjoy a life and savings insurance with a high profitability in which you can contribute the amounts you want and with the freedom to get your money back when you need it.

Use your savings and their profitability without penalties. Now, if you contract your SVA from October 1 to December 31 of this year, you will be able to redeem your money WITHOUT ANY PENALTY when you need it with all its profitability starting in January 2024. See promotion bases.

* System included in the Plan Universal de la Abogacía

Plan Ahorro Flexible
Risk level
1/6 This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Liquidity alerts
Reimbursement, redemption or early repayment of part or all of the principal amount invested is subject to fees or penalties.

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Advantages: the savings plan that suits you

The Plan Ahorro Flexible is based on two fundamental advantages: the first is that you can pay in as much as you want and the second is that you can get the money back when you need it.

In this plan you can hire, in addition to the savings-retirement coverage, the coverage for Death, Permanent Disability, Temporary Professional Disability and Dependency.

In this sense, you can fully customize your Flexible Savings Plan to your personal needs, so that you will only pay for what you need.


What do I need to do to take out the policy?

In just a few minutes you can sign up for your Plan Ahorro Flexible through our website, with no paperwork or lengthy procedures.

If you are already a member, you can apply for this product by logging into your private area.

If you are not a member, start the process now.


Your good habits will save you money!

We present Microahorro, a simple and effective tool to save with small gestures. This tool is available for free to all members who have contracted the Flexible Savings Plan.

Get all the information so that you too can say #YoSíAhorro.

Salud financiera

Any questions?

What do you need to know about withdrawals?
How do I know how much return I am getting?

At the end of each quarter, each member will be informed by means of the Quarterly Report of the amount to be paid on account for the following quarter. If at the end of the year 90% of the actual return obtained is higher than the return paid on account, the difference is paid as a performance supplement to each member. The remaining 10% is earmarked for charity, mainly in favour of pensioners.

What happens to the risk coverage if I stop contributing to this Plan?

In the event that you have risk coverage in force, the cost of such coverage will be deducted from your accumulated savings balance until you decide to cancel it or until the balance is reduced to zero.

What does death cover allow me to do?

It allows you to leave an insured capital sum to the beneficiaries of your choice so that, in the event of your death, they can receive it in any way they wish: either as a capital sum or as an annuity.

When can I get my money?

With the Plan Ahorro Flexible it is not necessary to wait for retirement. You can withdraw the accumulated balance after the first month (with the corresponding penalties until the third year).

What other risk cover, apart from death, can I take out?

With the Plan Ahorro Flexible you can apply for permanent disability and temporary professional disability cover.

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