Do you want to know if you are eligible to become a member of Mutualidad?
The Plan Ahorro Flexible is based on two fundamental advantages: the first is that you can pay in as much as you want and the second is that you can get the money back when you need it.
In this plan you can hire, in addition to the savings-retirement coverage, the coverage for Death, Permanent Disability, Temporary Professional Disability and Dependency.
In this sense, you can fully customize your Flexible Savings Plan to your personal needs, so that you will only pay for what you need.
In just a few minutes you can sign up for your Plan Ahorro Flexible through our website, with no paperwork or lengthy procedures.
If you are already a member, you can apply for this product by logging into your private area.
If you are not a member, start the process now.
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At the end of each quarter, each member will be informed by means of the Quarterly Report of the amount to be paid on account for the following quarter. If at the end of the year 90% of the actual return obtained is higher than the return paid on account, the difference is paid as a performance supplement to each member. The remaining 10% is earmarked for charity, mainly in favour of pensioners.
In the event that you have risk coverage in force, the cost of such coverage will be deducted from your accumulated savings balance until you decide to cancel it or until the balance is reduced to zero.
It allows you to leave an insured capital sum to the beneficiaries of your choice so that, in the event of your death, they can receive it in any way they wish: either as a capital sum or as an annuity.
With the Plan Ahorro Flexible it is not necessary to wait for retirement. You can withdraw the accumulated balance after the first month (with the corresponding penalties until the third year).
With the Plan Ahorro Flexible you can apply for permanent disability and temporary professional disability cover.