Risk level
1/6 This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Liquidity alerts
The payment of the benefit or the exercise of the right of redemption is only possible in the event of the occurrence of one of the exceptional liquidity contingencies regulated in the pension plan and fund regulations.

Plan Incrementa Autónomo

Add extra for your retirement with tax benefits

The plan Incrementa Autónomo is a product aimed at self-employed workers who want to improve their retirement with tax benefits by being able to reduce their personal income tax base by up to €4,250 per year in addition to the €1,500 established in the individual complementary social welfare systems.

Plan Incrementa Autónomo
Excellent return
*Past returns do not imply future returns.

Do you want to know if you are eligible to become a member of Mutualidad?


It can be taken out by any self-employed person who qualifies as a member of a mutual insurance fund, irrespective of their profession.

It allows you to contribute up to an additional €4,250 tax-deductible in addition to the €1,500 currently allowed.


Choose the type that best suits your needs.

What do I need to do to take out the policy?

If you are already a member, you can apply for this product by logging into your user area.

If you are not yet a member, you can contract this product by downloading and completing the application form.

Need help?

We are at your disposal to answer any questions you may have about this product and its contract, do not hesitate to contact us.

Frequently Asked Questions

Who can take out the Plan Incrementa Autónomo?

It can be taken out by members who are self-employed and who are registered in the Special Scheme for Self-Employed Workers (RETA) or in the alternative scheme of Mutualidad or in that of other mutual societies.

In what cases can the balance of the Plan Incrementa Autónomo be redeemed?
  • Serious illness.
  • Early disposal of economic rights arising from contributions older than 10 years
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