Long-term savings

Long-term savings products are the perfect tool for you to make the most of your money for your future goals, whatever they may be. In this way, you will achieve peace of mind and security for the present and for your future retirement.

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What do long-term savings offer you?

The main feature of Mutualidad’s long-term savings products is that they give you a secure return on your money. Consequently, as a result of these investments, you will receive interest with which you can easily meet all your goals.

Another of the most important benefits is the possibility of tax savings. Thus, the returns obtained in the Plan de Ahorro 5 or in the Individual Systematic Savings Plan (PIAS) are exempt from taxation if you comply with the conditions of the product.

In the case of the Plan de Ahorro 5 , from the 5th year onwards and contributions cannot exceed 5,000 /year. PIAS must also have a minimum life of 5 years, maximum contributions of 8,000 and be paid out in the form of an annuity.

Of course, these long-term products can be adapted to different life circumstances. You may be 25 years old and want a savings product without thinking about retirement, but if you are a parent you may want to save to buy your first home.

As a result, long-term savings products are suitable for many circumstances and also have advantageous tax benefits.

Advantages of long-term savings

Long-term savings plans

At Mutualidad we help you achieve your goals with its long-term financial products, with all the guarantees of a financial institution with many years of service.

We will tell more

If you would like to find out more about Mutualidad savings products, we recommend that you contact us through the channels provided. You can also, if you prefer, leave us your contact details and a sales manager from our company will contact you as soon as you need. We will be happy to help you and answer your questions!

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Choose your long-term savings product

Any time is a good time to start saving: no matter what your goals are, at Mutualidad we have a savings product for you. From buying your first home to thinking about your retirement, saving with Mutualidad has never been easier.

In addition, clients now have the option of receiving their savings and interest back in any form they wish: either in the form of capital or through an annuity, as well as intermediate solutions. You can decide which one suits you best! Nor should we forget that in addition to saving, you will also enjoy tax benefits, which vary depending on the product you take out.

Are you a member of Mutualidad?

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