A savings plan for every life plan

At Mutualidad, your savings aren’t just a number—they’re a project we build with you. Discover a savings plan made for you, backed by the strength and trust of a community that supports you.

The voice of our mutualists

They easily resolve your doubts and explain everything in detail. Very quick resolution and unbeatable telephone support. A very good team of professionals.

Inma Chenoll

Clarity Efficiency Professionalism

I wish to express my gratitude to all the staff at the Mutualidad for their professionalism and the attention provided. Specifically, my thanks go to Miss Maribel Morell.

José María Guerra Gómez

Gratitude Professionalism Dedication

Nieves has given us spectacular treatment at the Mutualidad de la Abogacía in Madrid, just as Inmaculada did previously. Congratulations on the work.

Pastor Paco Rubiales

Spectacular Professionalism Attention

Gema, besides being very kind, was extremely effective, clear, and concise in explaining and advising me on the different options I had regarding my pension plans.

Pepe Marti

Advice Clarity Efficiency

questions you may have

Frequently asked questions

Where can I check the current balance of my products?

On the home screen of your private area or app.

Where can I check the profitability of my products?

In the details of each product within the private area.

What are the contribution limits for each product?

Savings Plan 5: €5,000 / year
Mutuality PIAS: €8,000 / year
Flexible Savings Plan: no limit
Mutuality PPA: €1,500 / year
Professional Plan: €16,672.66 / year (varies annually) + €1,500 if you do not have a PPA
Junior Plan: no limit

Can I receive detailed information about my products by email?

You can download the documentation from the private area or app.

During the Foundation donation campaign, why does an additional €10.00 charge appear?

This corresponds to the Foundation’s annual levy. You can request a refund and ask for it not to be applied in future years.

Up to what amount can I make additional contributions at year end to benefit from the maximum tax deduction?

In the PPA, you can contribute up to €1,500 per year.
In the Professional Plan, up to €16,672.66 per year (this amount is updated each fiscal year).

What deadlines apply for contributions to count in the current tax year?

Contributions must be made between January 1 and December 31 of the current year.

Can I modify my periodic contributions at any time?

Yes, you can modify them from the private area.

In the case of the Professional Plan, you must adjust them according to the result of the contribution regularization calculator and contribute based on the income generated.

You may never contribute below the mandatory minimum scale.

Additionally, during the regularization period, if there is a deficit based on the net return of your economic activity, you must pay it to maintain the professional system’s classification as an alternative.

Why do the amounts of my direct debit payments vary?

This may be due to taxes on risk coverages, annual increases in the Professional Plan, or adjustments configured per product.

Where can I see the risk coverages?

On the detail page of each product.

How can I update my personal or banking details?

From My Details in the private area. Changing the bank account requires two-factor validation.