Cookies Policy

This website uses cookies and/or similar technologies that store and retrieve information when you browse. In general, these technologies can serve a wide range of purposes, such as recognising you as a user, obtaining information about your browsing habits, or personalising the way content is displayed. The specific uses we make of these technologies are described in this policy.

Regarding the types of cookies, these are classified according to the entity that manages them; thus, we distinguish between first-party and third-party cookies; according to the period for which they remain active, session or persistent cookies; and according to their purpose, technical, preference, analytics, advertising, and behavioural advertising cookies. You can consult detailed information about each cookie in our permanent Settings Panel accessible from the footer of our website.

The cookies used on this website are as follows:

a) According to the entity that manages them

• First-party cookies: These are cookies for which the publisher itself is responsible and which are generally sent to the user's terminal device from equipment or a domain managed by the publisher itself and from which the service requested by the user is provided.
• Third-party cookies: These are cookies for which an entity other than the publisher is responsible and which are generally sent to the user's terminal device from equipment or a domain that is not managed by the publisher, but by another entity that processes the data obtained through the cookies.

Please note that if you accept third-party cookies, you must delete them through your browser settings or through the system provided by the third party itself. You may withdraw your consent to the installation of third-party cookies through our permanent Settings Panel accessible from the footer of our website.

b) According to the period for which they remain active

• Session cookies: These are cookies designed to collect and store data while the user accesses a website. They are generally used to store information that only needs to be retained for the provision of the service requested by the user on a single occasion (for example, a list of purchased products) and disappear when the session ends.
• Persistent cookies: These are cookies in which data remains stored on the user's device and can be accessed and processed for a period defined by the party responsible for the cookie, which may range from a few minutes to several years.

c) According to their purpose

• Technical cookies: These allow the use of the different options or services offered by the website or app, including those used by the publisher to enable the operational management of the website and to provide its functions and services.
• Preference or personalisation cookies: These allow information to be remembered so that the user accesses the service with certain characteristics that may differentiate their experience from that of other users.
• Analytics or measurement cookies: These allow the monitoring and analysis of user behaviour, including the quantification of the impact of advertisements. The information collected is used to introduce improvements based on the analysis of usage data obtained.
• Behavioural advertising cookies: These store information about users' behaviour obtained through the continuous observation of their browsing habits, enabling the development of a specific profile in order to display advertising tailored to those habits.

The use of certain third-party cookies involves the international transfer of personal data to countries outside the European Economic Area, particularly to the United States, by providers such as Google LLC, Meta Platforms Inc., and HubSpot Inc.

These transfers are carried out on the basis of your consent and under:

• The EU-U.S. Data Privacy Framework, an adequacy decision adopted by the European Commission on 10 July 2023, or
• Standard Contractual Clauses approved by the European Commission, supplemented, where appropriate, with additional security measures.

You can obtain further information about these transfers and the safeguards applied by consulting the privacy policies of the third parties indicated in the previous section.

Upon first accessing our website, an informational banner is displayed where you can:

• Accept all cookies by clicking the "Accept all cookies" button.
• Reject all non-essential cookies by clicking the "Reject all cookies" button.
• Configure your preferences by clicking the "Cookie settings" button, where you can enable or disable analytics and advertising cookies by category.

At any time, you may modify or withdraw your consent through the permanent settings panel accessible via this link in the footer.

Users may freely decide whether or not to allow the installation of cookies, as well as delete them, through the settings panel enabled on the website and/or by following the procedure established in their browser's help section. Users may also configure their browser to accept or reject all cookies by default or to display a notification on screen whenever a cookie is received, allowing them to decide at that moment whether to accept its installation. Below, we provide links to device manufacturers and browser providers for managing or disabling cookies in most browsers:

• For Internet Explorer: from the menu option: Tools > Internet Options > Privacy > Settings. To learn more, visit the following link: https://support.microsoft.com/es-es/help/17442/windows-internet-explorer-delete-manage-cookies
• For Google Chrome: Options > Advanced Options > Privacy > Cookies. For more information, visit the following link: https://support.google.com/chrome/answer/95647?hl=es
• For Mozilla Firefox: from the menu option: Tools > Options > Privacy > Cookies. To learn more, visit the following links: https://support.mozilla.org/es/kb/Borrar%20cookies and https://support.mozilla.org/es/kb/habilitar-y-deshabilitar-cookies-sitios-web-rastrear-preferencias?redirectlocale=es&redirectslug=habilitar-y-deshabilitar-cookies-que-los-sitios-we
• For Safari: Settings > Safari > Block Cookies. To learn more, visit the following link: http://support.apple.com/kb/HT1677?viewlocale=es_ES
• For Opera: Settings > Advanced > Privacy & Security > Content Settings > Cookies. For more information, visit the following link: https://help.opera.com/en/latest/web-preferences/#cookies

Additionally, Google provides users with a tool that allows them to configure the information sent from major browsers to Google Analytics. The tool can be downloaded from the following link:

https://tools.google.com/dlpage/gaoptouthttps://tools.google.com/dlpage/gaoptout

If users configure their browser to reject all cookies or specifically our cookies, some services may not be accessible and their experience on our website may be less satisfactory. If you wish to have greater control over the installation of cookies, you may install programs or browser add-ons, known as “Do Not Track” tools, which allow you to choose which cookies you wish to allow.

If you would like to know how to exercise your rights of access to your personal data, request the rectification of inaccurate data, request erasure, restrict processing, object, request data portability and not be subject to a decision based solely on automated decision-making, please visit our Privacy Policy.

Mutualidad reserves the right to modify this Cookie Policy in accordance with new legislative or regulatory requirements, or in order to adapt said policy to the instructions issued by the Spanish Data Protection Agency.