Cookies Policy

This website uses cookies and/or similar technologies that store and retrieve information when you browse. In general, these technologies may be used for a wide range of purposes, such as, for example, recognising you as a user, obtaining information about your browsing habits, or personalising the way in which content is displayed. The specific uses we make of these technologies are described in this policy.

As regards the types of cookies, these are classified according to the entity that manages them; thus, we have first-party and third-party cookies; according to how long they remain active, session or persistent cookies; and according to their purpose, technical, personalisation, analytics, advertising and behavioural advertising cookies. You can consult the details of the information for each cookie in our Settings Panel.

The cookies used on this website are as follows:

1. According to the entity that manages them
   • First-party: these are those for which the publisher itself is responsible and which are generally sent to the user's terminal equipment from equipment or a domain managed by the publisher itself and from which the service requested by the user is provided.
   • Third-party: these are those for which an entity other than the publisher is responsible and which are generally sent to the user's terminal equipment from equipment or a domain not managed by the publisher, but by another entity that processes the data obtained through the cookies.
   • Please note that if you accept third-party cookies, you must delete them from the browser options or the system offered by the third party itself.
2. The third parties that collect cookie data on the website are as follows:
   • Google / Google Analytics / Google Ads / DoubleClick (Google.com / Doubleclick.com): audience analysis and behavioural advertising purposes. More information: https://policies.google.com/privacyHubspot.com 
   • Meta / Facebook Pixel (Facebook.com): behavioural advertising and retargeting purposes. More information: https://www.facebook.com/privacy/policy 
   • HubSpot (Hubspot.com): audience analysis, visitor tracking and lead/form management purposes. More information: https://legal.hubspot.com/privacy-policy 
   • Hotjar (Hotjar.com): purpose of analysing user behaviour (heat maps, anonymised session recordings). More information: https://www.hotjar.com/legal/policies/privacy/
   • Cloudflare (Cloudflare.com): technical purpose of security, bot protection and load balancing. More information: https://www.cloudflare.com/privacypolicy/ 
3. According to how long they remain active
   • Session cookies: these are designed to collect and store data while the user accesses a website. They are usually used to store information that is only of interest to keep for the provision of the service requested by the user on a single occasion (for example, a list of products purchased) and they disappear when the session ends.
   • Persistent cookies: these are those in which the data remain stored on the terminal and may be accessed and processed for a period defined by the party responsible for the cookie, which may range from a few minutes to several years.
4. According to their purpose:
   • Technical cookies: They allow the use of the different options or services offered by the website or app, including those that the publisher uses to enable the operational management of the website and activate its functions and services.
   • Preference or personalisation cookies: They allow information to be remembered so that the user accesses the service with certain characteristics that may differentiate their experience from that of other users.
   • Analytics or measurement cookies: They allow the monitoring and analysis of user behaviour, including the quantification of the impact of advertisements. The information collected is used in order to introduce improvements based on the analysis of the usage data obtained.
   • Behavioural advertising cookies: They store information on user behaviour through the continuous observation of their browsing habits, which makes it possible to develop a specific profile in order to display advertising based on it.

The use of some third-party cookies involves the transfer of personal data internationally to countries outside the European Economic Area, in particular to the United States, by providers such as Google LLC, Meta Platforms Inc. and HubSpot Inc.

These transfers are carried out on the basis of your consent and of:

• The EU-US Data Privacy Framework, an adequacy decision adopted by the European Commission on 10 July 2023, or
• Standard Contractual Clauses approved by the European Commission, supplemented, where applicable, with additional security measures.

You can obtain more information about these transfers and the safeguards applied by consulting the privacy policies of the third parties indicated in the previous section.

When you first access our website, an information banner is displayed in which you can:

• Accept all cookies by clicking the "Accept all cookies" button.
• Reject all non-essential cookies by clicking the "Reject all cookies" button.
• Set your preferences by clicking the "Configure cookies" button, where you can enable or disable analytics and advertising cookies by category.

At any time you can modify or withdraw your consent through the permanent settings panel accessible from this link in the footer: [settings panel].

The user may freely decide on the placement or otherwise of cookies, as well as their deletion, through the settings panel enabled on the website and/or by following the procedure established in the help section of their browser. The user may also configure their browser to accept or reject all cookies by default or to receive an on-screen notice of the receipt of each cookie and decide at that time whether to place it. Below, we provide links to device and browser manufacturers for the management or disabling of cookies in most browsers:

• For Internet Explorer: in the menu option: Tools > Internet Options > Privacy > Settings. To learn more, visit the following link: https://support.microsoft.com/es-es/help/17442/windows-internet-explorer-delete-manage-cookies 
• For Google Chrome: in Options > Advanced Options > Privacy > Cookies. For more information, visit the following link: https://support.google.com/chrome/answer/95647?hl=es
• For Mozilla Firefox: in the menu option: Tools > Options > Privacy > Cookies. To learn more, visit the following link: https://support.mozilla.org/es/kb/Borrar%20cookies and https://support.mozilla.org/es/kb/habilitar-y-deshabilitar-cookies-sitios-web-rastrear-preferencias?redirectlocale=es&redirectslug=habilitar-y-deshabilitar-cookies-que-los-sitios-we 
• For Safari: in Settings > Safari > Block cookies. To learn more, visit the following link: http://support.apple.com/kb/HT1677?viewlocale=es_ES 
• For Opera: in Settings > Advanced > Privacy and security > Content settings > Cookies. For more information, visit the following link: https://help.opera.com/en/latest/web-preferences/#cookies 

Additionally, Google makes available to users a tool that allows them to configure the information sent from the main browsers to Google Analytics; the tool can be downloaded from the following link

https://tools.google.com/dlpage/gaoptouthttps://tools.google.com/dlpage/gaoptout.

The fact that the user configures their browser to reject all cookies or expressly our cookies may mean that it is not possible to access some of the services and that their experience on our website may be less satisfactory. If you wish to have greater control over the installation of cookies, you may install programs or add-ons in your browser, known as “Do Not Track” tools, which will allow you to choose those cookies that you wish to allow

If you wish to know how to exercise your rights of access to your personal data, request the rectification of inaccurate data, request its erasure, restrict processing, object, request data portability and not be subject to a decision based solely on automated decisions, please visit our Privacy Policy.

Mutualidad reserves the right to amend this Cookies Policy in accordance with new legislative or regulatory requirements, or for the purpose of adapting said policy to the instructions issued by the Spanish Data Protection Agency.