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Private area

Start saving

From 1,000€.

The first step.

Guaranteed

Your return, with no surprises.

*Guaranteed gross return.

Start saving

The peace of mind of an annual savings plan with a guaranteed interest rate*.
Your money grows from day one, without depending on the market.
A safe and effective way to grow your savings in the short term.

Take out your plan 100% online through a simple and streamlined process.
Choose from different guarantee options, with terms that adapt to your goals.
At the end of each period, you decide: renew your plan or withdraw your money.

As a life insurance product, your plan always includes death benefit coverage.
In the event of death, your family will receive 1.1% of the value of the fund on the last day of the month preceding the month of death.
The peace of mind of knowing that, whatever happens, your effort also protects them.

Your savings are backed by Mutualidad’s solvency and strength.
A product with highly competitive management fees (0.5% annually).
The confidence of an institution that has been caring for its members for more than 75 years.

Your plan, your way.

We offer different options with different conditions so you can choose the one that best suits your way of saving and your goals.

4% guaranteed annual gross return over 3 years*

You will obtain a 10.78% net cumulative return after 3 years once management fees (0.5% per year) and the risk premium (depending on age) have been deducted!**

If a 60-year-old invests €10,000 in this issue of the Plan Ahorro Multiplica, after 3 years they would recover a minimum net amount of €11,079 thanks to the guaranteed return.

3.5% guaranteed gross annual return over 1 year*

You will obtain a 2.98% return once management fees (0.5% annually) and the risk premium (depending on age) have been deducted!**

If a 60-year-old invests €10,000 in this issue of the Plan Ahorro Multiplica, after 1 year they would recover a minimum net amount of €10,298 thanks to the guaranteed return.

COVERAGES

The power of caring for each other: much more than savings.

The value of our community is shown when you need it most. That’s why we offer you the option to complement your plan with coverage that protects you and your loved ones.

In the event of death, your family will receive 1.1% of the value of the fund on the last day of the month preceding the month of death.

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