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100%

Capitalización individual

Protección 360º

Jubilación, incapacidad y mucho más

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De rentabilidad a cuenta trimestral actual

*Rentabilidades pasadas no implican rentabilidades futuras. Rentabilidad a cierre de 2024: 4,13%

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This number indicates the product's risk level: 1/6 is lower risk and 6/6 is higher risk

The payment of the benefit or the exercise of the right of redemption is only possible in the event of the occurrence of one of the exceptional liquidity contingencies regulated in the pension plan and fund regulations.

Your contributions are credited to your individual account; they are not diluted in a common fund.
Your retirement depends on your effort, not on the system.
In case of disability, you always retain all your accumulated savings.

Unify in a single plan all the protection you need to practice safely.
Essential coverage included: retirement, permanent disability, and death.
The certainty of knowing that you are fully covered against major unforeseen events.

Contribute with complete freedom, adapting the fees to your income and business cycles, with a maximum deductible contribution of €17,323.68 in 2026.
Choose how you want to receive your retirement benefit, without impositions.
Maintain the freedom to switch to RETA whenever you want, without ever losing your accumulated capital.

Join one of Spain's most solvent alternative mutual societies to RETA.
Feel the support of a community that understands the self-employed professional.
Access an ecosystem of services and benefits designed for the self-employed professional.

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The power of taking care of each other: much more than savings

El valor de nuestra comunidad se demuestra cuando más lo necesitas. Por eso te ofrecemos complementar tu plan con coberturas que protegen a ti y a los tuyos.