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Private area

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+15%

of the interest assigned to the 5 years

Tailored to you.

Personalized returns.

+ Collective

Extra interest for your group.

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This number indicates the product's risk level: 1/6 is lower risk and 6/6 is higher risk

Reimbursement, redemption, or early return of part or all of the invested principal is subject to fees or penalties.

A single contribution starting from €3,000 to launch your plan.
Option to purchase multiple insurance policies under the Suma+ Savings Plan.
Your fund grows with an assigned individual interest rate, which is defined and communicated quarterly.

The profitability of your plan can grow with additional interest thanks to the collective savings of your group.
A fair model: when the group reaches its target volume, all members benefit.
The group's success directly boosts your personal savings.

After 5 years, we reward your loyalty with a 15% retention bonus on the assigned interest rate.
In addition, at each milestone, we add a retroactive adjustment to your fund so that your savings reflect this improvement from day one.

A 10-year life savings insurance plan, with automatic five-year renewals.
Access your savings whenever you need, with the option of full withdrawal.
Peace of mind with a death coverage of 1.1% always included, or €10,000 up to age 79 (and €1,000 from age 80 onwards).

cover

The power of taking care of each other: much more than savings

The value of our community shows when you need it most. That's why we offer you the option to complement your plan with covers that protect you and your loved ones.

Included cover

The certainty that, if you pass away, your beneficiaries will receive 100% of your accumulated fund plus an additional capital of 1.1%, or €10,000 up to age 79 (and €1,000 from age 80 onwards).

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