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Private area

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From 60€

Contributions at your own pace.

Taxes in retirement

*Minimum plan term of 5 years, annual contributions not exceeding 8000€ (240,000 € in total), and redeemed as a lifetime annuity.

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Current quarterly credited return*

*Past performance does not imply future returns. Return as of year-end 2024: 4.13%

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This number indicates the product's risk level: 1/6 is lower risk and 6/6 is higher risk

The reimbursement, surrender or early repayment of part or all of the principal invested is subject to fees or penalties.

Contribute at your own pace, with the flexibility your life needs, up to €8,000 per year and €240,000 in total.
Transfer your money from other PIAS plans.
A plan that evolves with you and your circumstances.

Access your PIAS savings plan if something unexpected comes up.
The peace of mind of being able to request a withdrawal from the first year onward.
You always remain in control of your savings and your decisions.

You share each year in Mutualidad’s profits.
Your contributed capital is guaranteed at maturity (net of fees and costs).
The benefit of the community, adding to your plan.

The smartest way to supplement your retirement.
Your gains are tax-exempt if, after 5 years, you receive them as a lifetime annuity.
The great value of the systematic savings plan.

Cover

The power of taking care of each other: much more than savings

The value of our community shows when you need it most. That's why we offer you the option to complement your plan with covers that protect you and your loved ones.

In the event of death, your family will receive 100% of your accumulated fund + 10% of that value at the end of the previous month up to the age of 65, or 1.1% from that age onwards (up to €10,000).

Start here

Your sign-up, step by step

Get in touch and apply

The process begins with a phone call. One of our advisers will guide you personally from the very start to begin your application.

Gather the documentation

Your adviser will tell you which documents we need and how to attach them to the form. A simple step with the right support.

Verify and sign

We will check your connection with the legal profession and you will complete an initial digital signature. Security comes first.

Formalise the contract

Once everything is in order, you will complete the final signature to formalise the contract. Your adviser will answer any questions you may have.

Welcome to your private area

Once everything is ready, we will give you access to your private area. From there, you will be able to manage your plan and start building your future.