4,10% de rentabilidad* 
Sin accionistas
Sin intermediarios

Ahorrar para nosotros y solo para nosotros.

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The power of being mutualist

We are a social welfare mutual and that changes everything. We reinvest every profit into the community, improving your services and wellbeing through our savings, investment and insurance products.

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*Rentabilidad bruta garantizada manteniendo la inversión un año. El valor del rescate anticipado puede verse afectado por las variaciones del mercado. Hasta 20 millones o hasta 31/10/2026.

An ecosystem for your peace of mind

While some brag about customers, we brag about community. Because with our Savings, Investment and Insurance plans, there’s no fine print—we all win.

Savings

Flexible plans where your effort not only builds your future, but also strengthens everyone’s solidity.

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Investment

A long-term strategy where each person’s returns drive collective growth.

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Insurance

More than coverage, it’s a pact. The peace of mind of knowing that, whatever happens, we’ve got your back.

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Ahorro

Planes para hacer crecer tus ahorros con flexibilidad, seguridad y condiciones claras.

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Inversión

Opciones para invertir a largo plazo según tus objetivos y el nivel de riesgo que quieras asumir.

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Seguros

Protección para ti y para los tuyos, con coberturas pensadas para darte tranquilidad cuando más la necesitas.

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¿Cómo logramos una rentabilidad del 4,10%?

Sin accionistas, sin intermediarios y todo el beneficio para el mutualista

Sin accionistas y sin intermediarios

Al no tener accionistas externos, todo el beneficio generado es para el mutualista.

Solvencia de +11.181 M€

Gestionamos más de 11.000 millones de ahorro de nuestros más de 210.000 mutualistas.

Gastos de gestión de 0,5%

Modelo eficiente que nos permite ofrecer rentabilidades altas y estables en el tiempo.

Inversiones estables

Cartera conservadora e independiente, blindada en activos de calidad y sin productos complejos.

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Our purpose is to create economic and social impact

This is how our model turns commitment into real numbers.

+500M€

Distributed among our mutualists in the last year.

223%

Solvency ratio. More than double what the regulator requires and well above the insurance sector average.

5th group

Spain's leading savings life insurer according to the ICEA ranking

Por qué elegir Mutualidad

En Mutualidad no eres un cliente más. Formas parte de una comunidad que comparte beneficios, solidez y una manera diferente de entender el ahorro, la inversión y la protección.

+500M€

Distributed among our mutualists in the last year.

223%

Solvency ratio. More than double what the regulator requires and well above the insurance sector average.

5th group

Spain's leading savings life insurer according to the ICEA ranking

THE VOICE OF OUR MUTUALISTS

They easily resolve your doubts and explain everything in detail. Very quick resolution and unbeatable telephone support. A very good team of professionals.

Inma Chenoll

Clarity Efficiency Professionalism

I wish to express my gratitude to all the staff at the Mutualidad for their professionalism and the attention provided. Specifically, my thanks go to Miss Maribel Morell.

José María Guerra Gómez

Gratitude Professionalism Dedication

Nieves has given us spectacular treatment at the Mutualidad de la Abogacía in Madrid, just as Inmaculada did previously. Congratulations on the work.

Pastor Paco Rubiales

Spectacular Professionalism Attention

Gema, besides being very kind, was extremely effective, clear, and concise in explaining and advising me on the different options I had regarding my pension plans.

Pepe Marti

Advice Clarity Efficiency

Multiplica Savings Plan

New issue 4.10% for 1 year*

While stocks last or until 31/07/2026
*Guaranteed gross return.
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What unites us makes us stronger

Our strength is being a community of professionals and their families. This model allows us to offer savings and investment products with different terms. The first step is to check whether you can join. Shall we begin?

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